Spizebank Story

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We Are Spizebank

We were founded in 2007 with the vision of just making international money transfers from United Kingdom cheap, fair, and simple.

in 2016 we said there are many small and individual businesses across the world that don’t have access to traditional financial resources from major institutions. This means it is harder to access loans, insurance, and investments that will help grow their business. And now we proudly say we are more than a bank


Our Mission

To establish self-sustainability through the provision of micro finance services.


Our Vision

To build sustainable communities and give hope for the future through the provision of Economic opportunities.


Our Corporate Governance

Strict adherence to best practices in corporate governance rules underscores the performance of Spizebank Limited, The Board, Management and Staff of Spizebank ensure that our corporate decisions support our resolve to remain a highly respected and reliable Finance Firm. We have put in place enduring structures and systems to ensure that all business decisions are not only taken in the best interest of our organization but also in accordance with the legal and regulatory requirements.

Spizebank Limited is licensed and regulated by the Central Bank as tier-two non-bank financial institution to provide investment opportunities, support Small and Medium-Scale Enterprises (SMEs) and individuals with funds to augment their operational activities. Our microcredit sector previously operated as an NGO for over 10 years under the name ‘Spizebank Economic Development International’, serving the semi-rural communities with financial opportunities and humanitarian services such as medical, education and evangelical.

It was incorporated in the year 2016 as a company limited by shares with an objective to empower the society through the support of local businesses, schools and individuals. Spizebank continues to use this opportunity to empower the community as a whole and most importantly women who are believed to be the backbone of a stable home and a successful community. As a private finance firm , we do our best to serve those less privileged and to bring hope and through microfinance.

Spizebank Limited is a Non-Bank Financial Institution driven by a passionate customer-centric philosophy. Our corporate theme is “Giving Hope” anchored on customer intimacy and excellence. We are committed to making our customers preserve wealth and create value by delivering to them consistently excellent investment advice.

We constantly upscale our processes to delight the customer with better, faster, efficient, courteous and wealth creating service delivery. We have and continue to build trust with our clients through providing secure, high performing investments and reliable service. Spizebank Limited received its license from the The Bank of England in October 2016 and commenced business in November 2016. Over the period this has in turn resulted in a strong customer loyalty which we continue to build on as we seek to become the most respected and reliable Finance Firm.


Our Market

Spizebank Limited is structured to serve all manner of customers requiring highly performing and secure instruments. Beyond these, we have developed special capabilities to serve selected clientele which include Financial Institutions and High Net-Worth Individuals and entities to whom we provide investment and specialized lending services.


Like a lot of good stories, this one starts with two good friends :

Frank Bowen a chartered accountant from Australia , was an employee at UBS so he got paid in Pounds . But he lived in Canberra , and needed Austrilian dollar to pay the bills bank home etc... On the other side Jeremy Owen from Australia worked for Bar Purity Ireland and lived in Canberra. He got paid in Austrilian dollars , but had a mortgage back in UK. He needed to pay that in pounds. Due to the static banking system in international banking system every month they moved their money the old way – which wasted their time and money. So they invented a more beautifully simple workaround that has became a secure private borderless account for better , secure and easy private savings and wire transfer. There was no waiting, no stress, and no extra costs. ‘There must be others just like us…’ they thought..

The rest is Spizebank.

Our Borderless Account Vision

We’re building money without borders. The international banking systems weren’t designed for people without borders. That’s why we’re building a new one.

1.Be radically transparent

2.Charge as little as possible

3.Make premium the new normal


Smart Technologies

We believe that sending money should be as fast and should be stress free no matter how far it’s traveling. So we’ve made Spizebank as simple as logging in, creating an account and transfering funds . Smart technology means money never crosses borders. And most transfers happen the same day.


Our Borderless Account Today

In the past 6 years, the Spizebank movement has spread far and wide across United Kingdom . More happy customers now trust us to move thier money every month. (Saving them the stress and almost 50 % in bank fees every day. Great brands and ventures accross United Kingdom have invested in our vision. After we added the borderless account.

Soon to add the multi borderless account that will let Spizebank account holder get over 10 currencies at once and convert them whenever you like, and the Spizebank VisaCard to work in over 16 countries.

Individuals and Traders

Private Banking

Designed for Business owners

Private Business Account

Online/Offshore

Secure Borderless Account

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